The BEST Travel Insurance
The BEST Travel Insurance - AND THEY COVER COVID-19!
We have been wanting to write this blog post for a long time but we didn’t because we hadn’t claimed any large amounts from our travel insurance before and we certainly didn't want to promote a service that we hadn't used properly yet.
That was until Covid-19 hit and we were forced to book an emergency evacuation flight home from Bali Indonesia to South Africa. Those flights were $1400 each, one way. I know - that’s crazy expensive right?! In a normal world, we would never have paid that much for a flight, but because Safety Wing gave all of their customers full coverage for political evacuation flights, we went ahead and booked the flights. Fast forward a few months later, we’re in South Africa, safe and sound with our families during this horrible pandemic and the best part is - Safety Wing reimbursed us for those awfully expensive flights…in full!
That obviously gives us full confidence in sharing this travel insurance with our followers. We now know how extremely valuable it is to have a travel insurance, especially in 2020. Not just any insurance though, you need to have a travel insurance that keeps to it’s promises (we all know some insurance companies will try any excuse not to pay out), you need an insurance with good customer service, great coverage, and a low installment every month with the option to cancel anytime. Safety Wing offers all of this AND, the best part is they now cover COVID-19 for new policies purchased! Here’s a basic breakdown of their Nomad Plan - the plan that we’re on:
Price: $40 per month (can cancel anytime)
$250 deductible, $250,000 max limit, 10-39 years old
Features:
TRAVEL
Unforeseen things can happen while you’re traveling. Includes coverage for travel delay, lost checked luggage, emergency response, natural disasters and personal liability
Trip interruption
Up to $5,000. No deductible
Travel delay
Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days. No deductible
Lost checked luggage*
Up to $3,000 per certificate period; $500 per item. Up to $6,000 lifetime limit. No deductible.
Notable exclusions are
Electronics such as phones, laptops, cameras are not covered
*$250,000 maximum benefit any one family or group. Not subject to deductible or overall maximum limit
Natural disaster — a new place to stay
Up to $100 a day for 5 days. No deductible
Political evacuation (whoo!)
Up to $10,000 lifetime maximum. Not subject to deductible
Emergency medical evacuation
Up to $100,000 lifetime maximum. Not subject to deductible or overall maximum limit.
Personal Liability
*Not subject to deductible or overall maximum limit
Accidental death & dismemberment (AD&D)
*$250,000 maximum benefit any one family or group. Not subject to deductible or overall maximum limit
MEDICAL
They cover you if you are suddenly in an accident or fall sick while you are outside your home country and need medical assistance.
Hospital
Room and nursing services
Intensive care
Up to the overall maximum limit
Ambulance
Usual, reasonable and customary charges when covered illness or injury results in hospitalization
Urgent care
$50 co-payment, not subject to deductible.
Physical therapy and chiropractic care
Up to $50 per day. Must be ordered in advance by a physician.
Emergency dental
Up to $1,000. Not subject to deductible.
All Other Eligible Medical Expenses
Up to the overall maximum limit.
Notable exclusions
· High risk sports activity
· Pre-existing disease or injury
· Cancer treatment
Use the following link to sign up for your travel insurance: http://bit.ly/2NY6QrU. The sooner you sign up, the better! Please make sure to read their website carefully, to make sure that the plan meets all of your needs. If you are looking for a FULL medical coverage, SafetyWing offers that too. Here’s a link to that plan: https://bit.ly/2BoAPnG. We don’t personally have that plan yet, but we are considering signing up for it soon!
Disclaimer: The links used in this article are affiliate links, meaning, if you decide to sign up, we get a small kickback at no additional cost to you.
